We are a leading financial services company with approximately $1.9 trillion in assets. We provide a diversified set of banking, investment, commercial and consumer finance, and mortgage products and services. In the commercial environment, Wells Fargo is a leading lender to ESOP companies, and our ESOP expertise includes financing initial ESOP purchases, refinancing seller debt, second-stage ESOP transactions, acquisitions by ESOP companies, and repurchase obligation funding. We also offer a platform of traditional bank products and non-lending products for sellers of stock to ESOPs including 1042 tax deferral strategies, liquidity and asset management, ESOP trust cash management, and insurance services.